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Date	Document Type	Title	Issuer/Entity
09 May 2013	Issuer Comment	GSE Debate Will Grind Reform to a Halt, a Credit Positive for Bondholders	Federal Home Lo... Federal Nationa...
11 Mar 2013	Issuer Comment	Steps to Wind Down Fannie and Freddie Won't Harm Current Bondholders	Federal Home Lo... Federal Nationa...
08 Oct 2012	Issuer Comment	Tighter Regulatory Scrutiny of US Credit Card Banks Is Credit Negative	American Expres... Capital One Fin... Discover Financ...
14 Nov 2011	Sector Comment	Efforts To Curb Fannie Mae and Freddie Mac Executive Pay Would Not Stem Losses	Federal Home Lo... Federal Nationa...
27 Jun 2011	Special Comment	US Banking Quarterly Credit Update – 1Q11	Amarillo Nation... American Saving... Associated Banc... Astoria Financi... BancorpSouth, I... BancWest Corpor... Bank of America... Bank of Hawaii ... Bank of New Yor... BBVA USA Bancsh... ...
23 May 2011	Sector Comment	Lower Conforming Loan Limits Will Benefit US Banks	Federal Home Lo... Federal Nationa...
24 Jan 2011	Special Comment	The GSE Debate and the U.S. Mortgage Market	Federal Home Lo... Federal Nationa...
16 Dec 2010	Banking System Outlook	U.S. Bank Asset Quality: On the downhill side but moving slowly - U.S. Banking Industry Fundamental Credit Conditions - 3Q10	Amarillo Nation... American Expres... American Saving... Associated Banc... Astoria Financi... BancorpSouth, I... BancWest Corpor... Bank of America... Bank of Hawaii ... Bank of New Yor... ...
02 Jun 2010	Banking System Outlook	U.S. Rated Bank Asset Quality Over the Peak, Lookout for a Bumpy Downhill Ride	Amarillo Nation... American Saving... Associated Banc... Astoria Financi... BancorpSouth, I... BancWest Corpor... Bank of America... Bank of America... Bank of Hawaii ... Bank of New Yor... ...

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